I have been thinking about it for a bit, and have decided to sell the little bit of VTI and IJT funds I have in my regular account. I am going to stick with funds in my Roth IRA, but focus on stocks in my regular account. So I put in an order to sell both of these. I am going to hold on to the IYR REIT index fund though as that is the one that I might still add to outside of the Roth. I can always sell it later. I already have some stocks I am looking at buying with the proceeds of the sale of the IJT and VTI.