5 comments about Jim Cramer's Stay Mad for Life: Get Rich, Stay Rich (Make Your Kids Even Richer).

1. Wow Great book!!! Learning a lot about investing and managing money. Newly retired and happy to have time to read this interesting book. It's got lot's of good advise and it's easy to understand. Good investing is like many things in life. You have to do the homework Pete



2. Good and informative book . It could have been written in a better structured way . Overall I would recomend it .



3. This guy is nothing short of a genius in my opinion, I've purchased all of his books I'm pretty sure and have NEVER been dis-appointed with them. He's a 5 STAR AUTHOR all the way.



4. As someone relatively new to the trading, I bought his other books a few years ago. Except for his first book, waste on money IMO. Cramer's first book gives you a true inside to how he is... ruthless dirty tactics, do anything to make money. A better insight to trading on Wallstreet. Now, his books are all the same. Like CNBC, only report happy news regardless if reality is really really bad, like now. BUY BUY BUY, when market is bleeding lower lower lower. His trade recommendation are good for bull markets. But if you follow his trade recommendation in a bear market, you will go broke. No joke. Luckily for me, I stopped watching his show and stopped buying his books after the bull market was over in 07.
   
   If you don't believe me, paper trade his recommendation and see how much money you can lose in this horrible bear market. You can get more trade information and recommendations from stock blogs and websites... and it's free. If you want to make money in a bear market, get ideas from a bear or someone neutral not a permabull like Cramer.



5. Jim Cramer's latest book is an excellent departure from his previous two investment books. His first two books were focused on the individual stock trader. While I enjoyed those books and highly recommend them, his latest book provides invaluable information that must be passed on to the young investor.
   
   If you are trying to make a tough choice on what one investment book to give to a person looking to get themselves to retirement eventually and to save and make money all along the way, then this is your book. His simple advice to budget plan and which retirement routes are best for different ages puts this book over the top. If you are a parent buying this book then make sure your kid reads it too.
   
   The more we can pass Jim Cramer's long term advice to young people the better off their lives will be. Buy this book for you or as a gift and you won't be disappointed.

5 comments about The Subprime Solution: How Today's Global Financial Crisis Happened, and What to Do about It.

1. Thie book tells the reader what we already know about the sub-prime lending problem..... stupid buyers and greedy lenders. Don't waiste your time reading this one.



2. Small book, with large type and many spaces.
   Out of date given the recent economic crisis.
   Not very interesting.



3. Robert Shiller, the creator of the Case Shiller Home Price Index, comes to the subprime mess with certified authority and insight. The first three chapters are well written and enlightening. His comments about the long term buildup of the housing boom and its effect on the national psychology of the bubble are on target; he must be taken seriously on the present threat to the social cohesion of the country comparing its rendering to the Great Depression and his comments about the amplification of the bubble by the media will find many believers in this country. His criticism of Alan Greenspan is temperate and gentlemanly in that academic manner. His critique of OFHEO in not doing its job in reigning in Fannie Mae and Freddie Mac flies in the face of OFHEO's bracing 2004 and 2005 reports to Congress. Shiller takes on the easy targets, ignoring the real scoundrels, Chris Dodd and Barney Frank, and its Democratic establishment which ruled Fannie Mae for years. He admits as much in the epilogue; eschewing "finger-pointing;" acknowledging with italicized emphasis that " there have been evildoers." It is just not the Yale way.



4. Robert Shiller's book doesn't warrant some of the negative reviews on here.
   
   In an age of talking heads and pundits who argue more so on the basis of philosophy than on any factual evidence, this book's clear and evidence based examination of the subprime crisis comes as a refreshing alternative. Shiller, a Yale professor of economics, overcomes any temptation to over complicate or to talk down to the reader and gives a frank and detailed assessments of the current mortgage mess, the reasons we're in this crisis, and the possible short and long term solutions.
   
   While Shiller explicitly states his view on framing a short term bailout in the early chapters, he has not written a policy paper. Instead, the book is a collection of thoughts and ideas of what would strengthen our financial institutions for the future - ideas like cpi adjusted standards of accounting (unidad de fomento) to weather periods of inflation/ deflation, subsidized financial planning to encourage savings and prevent speculation, and government sponsored financial watchdogs to assist the private investor.
   
   Interestingly, Shiller anticipated the anger and the frustration that many average mainstreet americans feel about the current crisis. He warns against excessive finger pointing at officials, borrowers, and lenders. For one thing, they were all trapped in a flawed incentive system. He points to the disaster of the German reparation after WWI as a warning against letting the desire to punish go rampant and cloud pragmatism in making policy. Instead Shiller makes practical recommendations and suggests that once we are out of the current mess, we should structure our financial institutions to prevent future crisis, design insurance against economic/financial downturn, and actively integrate economic theory in public policy.
   
   A more controversial topics that Shiller touches on is the role of future markets and derivatives. Here, instead of opting with most financial writers who are now so enchanted with the Buffetian quote about mass financial destruction, Shiller recommends more derivatives and more future markets as a part of the "subprime solution." Although I am convinced by his argument that future markets with enough liquidity will reduce risk and offer hedging insurance against market disruptions, I am rather disappointed that Shiller did not offer an analysis of the argument that derivatives were a part of the "subprime problem." If more financial engineering is in fact a long term solution to financial problems, Shiller should have at least addressed the current negative perception with a sentence or two. I hope that this will be corrected in future editions.
   
   Even though "The Subprime Solution" is not an all encompassing treatise of the current financial crisis, it offers strong insights, readability, and wisdom in a time of uncertainty.



5. For Prof. R.J. Shiller, the root of the subprime mortgage crisis in the US is a myth, the belief that real estate prices must strongly trend upward for demographic reasons.
   He proves that the price of real estate, to the contrary, is trending lower. What went up are the quality and the dimension of the average individual houses. But what about `land'? Didn't Mark Twain recommend strongly: `Go for land. They've stopped producing it.'? R.J. Shiller remarks cleverly that only 2,6 % of US land is used for urbanization.
   Another factor of the bubble was psychological: the human herd instinct. There was a social contagion of boom thinking.
   A third, more specific, factor was the deliberate governmental policy to promote home-ownership as much as possible. This should be good for the Party.
   
   When the real estate bubble burst, it disrupted immediately the credit markets. Aggressive mortgage lenders never worried about repayment risks. They repackaged the mortgages, got top ratings from the rating agencies and sold their packages to third parties all over the world.
   But even more importantly, the crisis damaged the `social fabric', the way of life of millions of families and also human relationships (through aggressive creditors). It created an atmosphere of distrust, of hoarding, with runs on banks; in one word, it gave rise to a psychological environment that could lead to a severe and long depression, which would hurt all citizens. Therefore, the subprime crisis must be solved.
   
   Prof. R.J. Shiller makes a distinction between the short term and the long term solution.
   In the short term, there should be a massive bail-out in order to prevent an escalation of the crisis and of the economic downturn.
   In the long term, the US government should create a basic social contract and protect every citizen against major misfortune. It should impose financial democracy through standardized full disclosure documents so that everybody should get better information about all the risks involved. Without affecting individual privacy, indicators should be created about the real value of real estate. Those should lead to a more efficient pricing of houses and to a stabilization of the market. Prof. R.J. Shiller did not only recommend these policies, but created an indicator himself.
   
   With an open and clear-sighted mind, Prof. Shiller wrote a small, but essential, book about a dramatic worldwide crisis, without losing the `human touch'. It is an essential read for all those interested in the future of mankind.

5 comments about Stop the 401(k) Rip-off!: Eliminate Costly Hidden Fees to Improve Your Life.

1. What an incredible book! So many people invest in retirement programs. So many companies offer these programs. Sadly, very few people or companies negotiate well or know where to start. I found this book very helpful and a special discovery to the process of reviewing a company's retirement plan.



2. My name is Matthew Hutcheson. I'm an independent pension fiduciary, and have studied retirement plan economics for over fifteen years. Every American worker with a 401(k) (or a 403(b)/457 for that matter) should put this book on the top of their reading list. The information contained in this book could be worth many thousands of extra retirement dollars to you down the road. Mr. Loeper should be congratulated on one of the most important and practical retirement books of the decade.



3. Dave Loeper exposes the dark, hidden and arguably unscrupulous (yet legal) ways 401k participants have been (and continue to be) robbed. More significantly he gives you the knowledge to fix this injustice. Read this book and act on it or prepare to cry about it during your retirement or lack thereof.
   From my experience as a retirement plan consultant, investment advisor and independent fiduciary; it is a sad commentary that almost every employer I meet isn't even aware of the basic retirement plan issues (let alone the remedies) highlighted in this book.
   After reading this book you will know more than your employer about your broken 401k plan, more importantly, you will have the blueprints to help them fix it.



4. What is the best way to "stop" the "rip-off?" One way is to find an alternative to the 401 itself. Perhaps "Stop the 401K rip-off" by David Loeper is garnering some deserved sales recently. Possibly because the financial markets are in a cyclical slump, and many Baby Boomer 401K holders are getting out their calculators. This book should lead some (not all) to question whether they should have the 401K plan at all to begin with. We know the tax benefits, but there are limitations of investment options, age restrictions, and hidden expenses (fees) that erode a worker's earnings over decades and limit allocation options.
   
   The 401K is one piece among many investments in the retirement puzzle. This puzzle is shrinking, and retirement will be an illusion for tens of millions that will rely on the balance of the 401. Of course, the old adage of "diversification" is needed but some people are using other vehicles in their attempts attain critical mass or sufficient funds for living expenses in the latter years. And, what percentage of the 401K will be used for medical care? Pharmaceutical (medicine) costs? More than many think.
   
   Yes, there is employer matching for some, but 401K plans are dishonest and limited. Some feel even more secure investing into the S & P 500 Index funds that are non-tax deferred.
   
   The 401K plan has been intentionally engineered to steal from and cheat the worker. Congress has allowed this to happen. The lack of knowledge and ignorance has been engineered as well. The more ignorant workers with 401Ks are, the easier it is to profit via hidden fees.
   
   Loeper tells us how to "stop the 401K rip-off." The gravy train of hidden expense theft is the foundation of the plan. The only way to stop the institutional and legally thievery is to stay in your plan and know *everything* about your plan, or to dump it and use alternatives. This is a good point with specifics.
   
   2 key assets to this book. Exposing it and then advising on how to take actions. Loeper explains the "whats" of the 401 and also the "hows" of trying to reduce fees, fee disclosure, and offers points on getting in and out of these plans in the most optimum way. This book is necessary, but why should it be? Because of the systematic plan to separate as much of an American worker's money from him or her as possible.
   
   "Stop the 401K rip-off" by David Loeper ought to be handed out by HR departments across the country when employees enroll in their 401K plans.



5. Crazyman's Economics
   
   In researching "Crazyman's Economics", I discovered the "dirty secret" of Wall Street that they rely on the fees and hidden costs as Loeper so thoroughly describes in "Stop the 401(k) Rip-off!." To Wall Street's brokerage houses, it doesn't matter if your 401(k) makes money or loses money, the fact is that as long as you have your money circulating, Wall St. makes money.
   
   Loeper is correct that you need to take a greater look at your 401(k). Where I disagree with his book is that no matter how much you work to take the fees out, the problem is that the entire system is a giant con game. I would recommend that people take money out of their 401(k) and then they won't have to worry about hidden fees.
   
   But Loeper's book is necessary reading to get a discussion started in this country about the role of Wall Street and the need for accountability for those who hold trillions of dollars of our money.

5 comments about Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth.

1. Addressing any rational ADULTS who may be reading these reviews; I would like to point out a few obvious facts so that you don't lapse into making a poor purchase.
   Each human being is an individual and leads a unique life comprised of a flowing series of unique opportunities. Each human being makes decisions about these opportunities based upon many, many factors revolving around "self" and also around external elements/circumstances. THEREFORE, it is utterly impossible ( and completely insanely ridiculous ) to try and achieve "success" by studying others. Your life is YOUR LIFE. The circumstances and ongoing flow of opportunities which make it up are not the same as the circumstances or opportunities or people or places making up the life of a Donald Trump. Obviously you cannot pattern your advance toward "success" or wealth by looking at Trump's decisions or behavior.
   This book is absurd in the extreme. Who can get inside ANYONE'S MIND at any time for any reason? Are human beings robots manufactured on a factory assembly line....with the same software installed for functioning? Of course not!!! The only person who REALLY knows what Donald Trump ( or any other person - wealthy or not ) thinks, it is Trump himself....not his parents, not his kids, not any of his trophy wives, and certainly NOT THIS AUTHOR...only Trump REALLY knows Trump's thinking and reasoning!
   And remember, the unique opportunities in each individual's life hang on their time in history, their location on the planet, the other people they've associated with, and so on. And in every case, all of this is totally different from one individual to the next. So, THERE IS NO "MILLIONAIRE MIND"....THERE IS NOTHING STANDARD IN HOW MILLIONAIRES THINK. In other words, don't fall for this sort of sucker bait.
   If you want to get wealthy, spend a lot less money than you make and put what you save to work making more money for you. That's all that anyone can really do that is "standard procedure" to gain wealth. Everything else is a matter of what sort of opportunities come your way and what times in your life and how you do or don't uniquely deal with them.



2. Who spilled the beans??? Well the one and only author of "The Secret of the Millionaire Mind" spilled the beans, that's who! Once you read this book you'll discover once and for all what The Secret of a Millionaire Mind really is!!! Most significant information for transforming your life, and taking the next step to move forward into manifesting your prosperity!
   
   Judging by the high numbers of people that are purchasing this book I would have to say that "The Secret of the Millionaire Mind" is not a secret anymore.
   
   I'm most certainly thankful that I heard about this book!!!
   
   Another great book is:
   
   Nexus: A Neo Novel, an enlightening novel by Morrison & Singh
   
   Nexus: A Neo Novel



3. This book is a common sense and user-friendly approach to identifying and changing self-sabotaging behaviors at their core. I suggest it whole heartedly and I will be having all employees read it as mandatory reading.



4. 
   
   After reading a couple pages of this book I realized I made a mistake and this guy wasn't the real deal...
   More and more I read through it I realized he is just trying to milk the self motivation business and come out with a book to generate some cash, and advertise his seminars like every few pages! Talk about over kill!
   To sum up his book can be done in a couple sentences!
   1: surround yourself my millionaires and hopefully some of their energy will brush off on you...
   2: only you can make your dreams come true!
   3: change your frame of mind to think rich...
   
   Wow! Took 200 pages to tell us that...
   
   I think this book just shows how he has been milking this business.
   He goes around the country and gives speeches to people who are weak and desperate for change! He has found a niche market which pays him money!
   He comes out with books, and tries to relate with stories of hardship etc... But frankly he really doesn't have a clue! the prices he charges just goes to show you he is ONLY OUT TO MAKE MONEY! the way he makes it is off peoples hopes! I'd rather give my money to Deepak Chopra than this guy!
   He is marketing himself throughout the book so that's very ugly at times also...
   The book goes on and on and on about nothing, he repeats himself over and over again! The book is nothing more than a business venture for the author to make some more money!
   Smart move on to generate more wealth, but unfortunately the book is full of hopes and dreams, but doesn't give anyone any advice on how to generate wealth!
   I felt the author wanted to jump into this market so he needed a book!
   He came up with a premise of mindsets! Frankly speaking false hope.
   Pass on this book if you have already read a self-help book, because this book just regurgitates the same as every other book...
   "You have to make it happen, you can do it! The power is within you blar blar blar"
   
   If you are looking at a book to help generate wealth and help with investing money, look elsewhere...



5. Thanks Thanks T Harv Eker and Thanks God i found it... his book and seminar changed my life..
   yes the book is awesome... Seminar is excellent... it changed my life and helped alot to become wealthy... if you want to become wealthy read his book and attend his seminar and act on it... if i would price this book and seminar its worth is more than $10,000 .... the people who gave negative reviews are blind i think they didn't read the book properly or didn't attend the seminar with proper attention...
   Thanks
   Sunny

5 comments about Jim Cramer's Real Money: Sane Investing in an Insane World.

1. Having read several investment books, this book is a much needed shot in the arm in that it opens the doors to the type of independent thinking that the mutual fund industry doesn't want individual investors to engage in. Cramer's book encourages readers to move beyond what may be an effective but somewhat restrictive investment philosophy, and utilize several strategic approaches to building wealth in stocks. I never could have guessed that Cramer could do so much to help me see investing in a different light and ultimately help me understand investing much better.



2. This guy is nothing short of a genius in my opinion, I've purchased all of his books I'm pretty sure and have NEVER been dis-appointed with them. He's a 5 STAR AUTHOR all the way.



3. This book contains valuable information for managing your money and the do's and don'ts for investing.



4. This book is bold, informative, and well written. It feels like I've gone to college and found a fantastic professor that knows how to teach the subject well. He does not assume you already know everything. You will understand why stocks are priced the way they are, how to buy stocks without getting ripped off, how a company goes public and begins to sell stock, how to know enough about where a stock is going to make your own informed decisions. I've always wanted to get my feet wet in the stock market, but never felt confident enough. Now I'm swimming with the big fish! Buy this book.



5. Unlike his negative review onair, his book explains in simple terms how and what to do for trading and investing. Good book for the beginner trader like myself. :P MUST BUY. Serious product.

5 comments about Warren Buffett and the Interpretation of Financial Statements: The Search for the Company with a Durable Competitive Advantage.

1. This is not a book for those who are intimately familar with financial analysis. Rather, it's a great refresher or a book for a person who is beginning to understand financial statements. In general, business books are hard to read and this one makes it a bit easier to learn and understand the material.



2. As a person who is avidly interested in financial news and information, this book was already appealing to me. Is it for you? This is when the potential reader needs to be honest. I think this book is highly informative and Warren Buffett always provides some nugget or gem that I hadn't thought about before. That makes his books worth reading...for me.
   
   However, I'm not sure those who are already financially savvy or professional investors will find it equally worth reading. I'd STRONGLY suggest that anyone who wants to understand financial statements and get an insider's perspective on how to interpret them, a look beyond all those very confusing numbers that are sent out by companies....read this book.
   
   
   Of course, many people are terrified of investing - or even thinking about investing - during a shaky or scary economic cycle. I'd recommend reading this book, anyway, even if your comfort level is very, very low when it comes to investing. Think about what the Buffett point of view and how he finds viable companies with excellent potential.
   
   I've become more comfortable with investing simply by reading Buffett's works. I could definitely improve and I'm in awe of Buffett's talents but I'm grateful that he takes time to share with the rest of us.
   
   The title of the book really does indicate what is inside but NOT the style and wisdom of Buffett himself - that, too, is what sets this book apart, makes it more than just a "how to interpret financial statements" guidebook. Also, if you are a fan of Benjamin Graham, you'll want to read this.



3. Although I've never read one, I imagine that this book is something like a 'Dummies Guide' to understanding a company's quarterly or annual report. The authors take a hypothetical financial statement similar to those one regularly gets as a shareholder in a publicly traded company and then explain in simple terms what those numbers signify.
   This is done by taking each line item and describing what the number contains, why it is important, and how Mr. Buffett supposedly uses it to help him to identify a "Durable Competitive Advantage."
   The 'DCA' concept is remarkably simple and the authors do a good job of both conveying it to the reader, and pointing out its differences from mere value investing.
   Actually, the concept is so simple that the authors struggle to stretch their text out to book length, for this could as easily have been contained in a pamphlet. Instead the publisher has chosen to use wide spacing, margins and generous amounts of blank space to length to the book. I don't begrudge them this as a book is admittedly more impressive than a pamphlet.
   Although one really won't be able to read this book and then go out and do an informed analysis of any given company, the beauty of the book is that it does an excellent job of explaining the ledger-type relationships of the various checks and balances that are contained in a financial statement.
   This is a good first step for the novice to intermediate investor.



4. Excellent explanation and investor significance of line items for
   the 3 basic financial statements for valuing a business. These 3
   statements are of course used in accrual accounting and are:
   . Balance sheet, Income statement & Cash Flow statement
   Benjamin Graham's Financial Statements book which is an investment classic was used as a model.



5. Warren Buffet's performance over the course of his career has been simply incredible. At this late stage in the game, much is made of his unique prowess in extracting deals the ordinary investor could not possibly get.
   
   But what is frequently overlooked is that the man, with partner Charlie, spent decades doing a tough slog through fundamentals to research companies, industries and markets thoroughly to discover value. Finding value, they committed capital and waited, sometimes for years and years, for the payoff. The payoff nearly always came.
   
   As Mr. Buffett himself will tell you, however, this tough slog is nothing that any other ordinary investor cannot do. It takes discipline and patience. Buffett will direct you to Security Analysis and The Intelligent Investor by Graham. But this book will help too. Being able to read and interpret financial statements is your starting point in analyzing a firm, in the way that a doctor starts by taking your height, weight, temperature and blood pressure. It's fundamental - you cannot do solid fundamental analysis without the ability to sit down with financial statements and build a model in your mind of the company and its financial situation.
   
   For anyone hoping to emulate some measure of Buffett's success, this book should sit alongside the ones by Graham.

5 comments about QBQ! The Question Behind the Question: Practicing Personal Accountability in Work and in Life.

1. I found QBQ through Dave Ramsey's radio program. Dave is the Financial Peace guru and author of The Total Money Makeover. I am a big Ramsey fan and I figured if QBQ was mandatory reading for his staff then it should be for me and my team as well. QBQ is a quick read and when actually put into practice can have a dramatic impact on one's personal and professional life. Unfortunately, many people will miss its profound implications because of its simplicity. The fact is, if you're like me, you have very little time to learn new concepts much less put them into practice. If so, you're going to love QBQ. This is something that is simple enough to absorb quickly and practical enough to use every day! As a VP for a large organization I cannot think of a better culture to develop than one of Personal Accountability. It's the one concept that brings everything else to life. QBQ is the real deal when it comes to making Personal Accountability a core value in your life. I would also recommend Flipping the Switch by Miller which takes QBQ even further.



2. This book was required reading one night during my recent interim pastor training. It took me about 40 minutes to read it and I found the book to be inspirational and helpful in asking questions the 'right' questions in a world that is no longer linear and predictable. In a world where change is the only constant, this book was helpful to begin to re-frame the kind of questions to ask and how to approach situations so as not be reacting to change but to be part of the solution to problems that come up in a constantly changing world. I'd recommend this book to any professional who is seeking to understand how to be effective in a constantly changing environment.



3. I read this book for the first time a little over a year ago. At the time, I tried to soak in the message, but since I thought it didn't really apply to me, I think it went in one ear and out the other, so to speak.
   
   Fast forward to today. This book is required reading for my work, and I read it a little more closely this time around. As it turns out, this little book is jam-packed with morsels of good advice. It's all about using a JFK-esque philosophy: ask not what your company can do you for you but what you can do for your company. You can insert almost any words you'd like to replace "company": team, client, etc. The whole point of the book is encouraging people to take a moment to think before placing blame. Instead, look in the mirror first and see if YOU can resolve the issue instead of passing the buck as we are so wont to do in this society.



4. One of the test readers of my book and audio book, Managing Thought: How Do Your Thoughts Rule Your World?, showed me this book after reading my chapter: Shaping Thought-Asking Powerful Questions. I absolutely love this book. It's all about taking responsibility for the quality and quantity of our lives and circumstances and offers great suggestions on how to ask questions that lead us in a direction that truly serves our purpose. QBQ: The Question Behind the Question is a quick, enjoyable read and a powerful guide and reference tool for choosing powerful thoughts.



5. Great book and it helps you learn how to be a great person and excell in all aspects of life.

5 comments about The Millionaire Next Door.

1. The authors of this book give a more realistic approach on how to join the ranks of America's wealthy. Always live well below your means is one of the rules. There are others. The authors discover that most of the wealthy households were not located in upscale neighborhoods. These people also drove ordinary cars, work the right jobs and dont dine out as much. These people are in complete opposites to the households in posh neighborhoods that have little real wealth and are consumers with minimal savings and investments. This is a must read for the consumptive types.



2. If you are a cardiologist pulling in more than $300,000 a year, waste all your money on country clubs and Range Rovers and can't figure out why you haven't banked a million bucks yet, this is the book for you. Well, it would be if you had the humility to follow advice. However, if you are trying to raise three kids on a government mid-manager's $40,000 a year and would like to improve your plight, this author has little use for you. I would be $10 closer to being a millionaire if I hadn't bought this book. Hey - at least I did buy it used.



3. 
   This is the best book I have read in months.
   
   I think the authors could have made just as strong a case with half the number of pages, but I would still give this book `6-stars' if I could.
   
   Why?
   
   1 - It's an easy and inspiring read.
   2 - It's free of unnecessarily poetic language.
   3 - It's free of unfounded claims. The authors `opinion' is not the essence of the book.
   2 - The evidences are strong and speak for themselves.
   4 - It tells you something you couldn't just guess.
   5 - It has a lasting impact on your thinking.
   
   I must add one thing. When people say they want to be rich, what I believe they mean is: how can I make lots of money. That's not the question this book focuses on.
   
   This book shows you who are the people who make up the large majority of millionaires in this country (less than 5% of households), how much they make, what they do for living, what kind of live they live, what kind of parents they have, how they manage their money, etc.
   
   Fascinating book! I strongly recommend it.



4. Quite the eye-opener about how many supposedly rich people are actually being supported by their parents. I did think it had a lot of undertones about how being cheap, I mean frugal, was noble in its own right and there's nothing worth spending money on except charity and education. But it was motivational, inspirational and educational.



5. This was a surprising book, because it goes against popular myth as to who are the wealthy and why.
   
   If politicians and business leaders had read this book, we may not have gotten ourselves into the current financial mess!

No comments about J.K. Lasser's Your Income Tax 2009: For Preparing Your 2008 Tax Return (J.K. Lasser).

5 comments about Women & Money: Owning the Power to Control Your Destiny.

1. If you're thinking, why do I need a book for women...isn't anything to do with finances universal? Then you NEED this book... Read it, you will thank me.



2. If you are a woman, you need Suze Orman's 'Women & Money.' It is a must in order to gain knowledge about your finances, so you will not have to rely on someone else or pay a huge fee for attorneys or financial assistants. Great - great product.



3. Suze Orman provides an excellent perspective on women and power/money. Very useful information with interactive website. Nice.



4. This is an excellent book that I would recommend to any woman who wants to gain organization and control over her financial situation. The book is written is an easy to understand format. It clearly explains what actions need to be taken each month, for five months, to create order surrounding your finances. Buy this book, get out your highlighter, mark the steps you are going to take, and check them off as completed.



5. I never imagined in a million years I would pick up a book on personal
   finance. I had an idea that investments and numbers were just too hard,
   something I'd never understand. Reading Suze Orman's "Women & Money"
   turned that notion on its head. Her warm, funny and no-nonsense book is
   not only informative and empowering, it is also really enjoyable to
   read. While she offers plenty of detailed and helpful financial advice,
   the underlying theme throughout -and what really impacted me- is that
   control of your financial destiny begins with you. How you treat your
   money is an extension of how you treat yourself. Her 'Save Yourself
   Plan' is about letting go of the old excuses that say 'I can't' and
   letting go of the shame and blame of past decisions; it's about
   empowering yourself with knowledge and starting fresh from exactly where
   you are in this moment.
   
   A wonderful companion book to Ms. Orman's that expands on these
   ideas is Ariel and Shya Kane's Working on Yourself Doesn't Work: The 3 Simple Ideas That Will Instantaneously Transform Your Life. Their inspiring approach to
   living in the moment (instead of in a continuous loop of worry about
   the past and the future) gives you the tools to dissolve those old,
   limiting stories about yourself ("I'm not good with numbers!") and step
   into a life that is easy, alive, and full of possibility.